b'TEAM MEMBERS7.6 YEARSAVERAGE TENURE OF OUR TEAM MEMBERSOceanFirstteammembersarevitaltotheworkthatwedoforourcustomersandsurrounding communities. Together, branch and corporate team members demonstrate our mission and core values to achieve both the individual and organizational goals that drive our success. We are proud of a work culturethatfostersrelationshipsandfinancialsolutionsthatempowerourclientstoachievetheirgoals.REGIONAL TERRITORIES MEOceanFirstBankcurrentlyhascorporateandbranchlocationsVT NHin New Jersey, New York and Pennsylvania, as well as additional CommercialBankingLoanProductionOfficesinWashingtonD.C. MAand Massachusetts.NYRICORPORATE MANAGERS CT Boston Region170+ New York RegionACROSS THE NORTHEAST PA NJ40+ BRANCH MANAGERS ACROSS New Jersey RegionNEW JERSEY, NEW YORK, ANDPENNSYLVANIA MD Greater Philadelphia Region300+ EMPLOYEES SUPPORT OUR VA DC DE Baltimore / D.C. RegionCUSTOMERS IN BRANCH LOCATIONSHUMAN CAPITAL REPORT05'